What is Learner Driver Insurance?

We answer questions on Learner Driver Insurance as popularity grows

To help you build your confidence and increase time behind the wheel, learner drivers can now get specific insurance to cover them on someone else’s vehicle. This requires permission from the owner and still requires the learner to be supervised by a qualified driver with the right level of experience. If you would like to know what requirements there are for supervising a learner driver, you can check here.

How long does cover last?

It varies. Some insurers will ask you to sign up for at least 30 days, others offer daily policies or will even cover you for just a few hours at a time.

Can I practise in any car?

Don’t expect to borrow the keys to your rich uncle’s Range Rover. Policies will place restrictions on the insurance group and the total value of the car you drive. Typically the highest insurance group allowed will be around group 30-35, and the maximum value of the car somewhere in the region of £20,000-£30,000.

Anything else I should know?

Policies usually cover you do drive in one specific vehicle – expect to take out another policy if you want to practise in a second car. There may also be restrictions on the age of whoever is supervising you and their driving experience, so an older brother or sister may not have been behind the wheel for long enough. Also, if you’ve already made a claim due to a crash while learning, you may not be eligible for cover.