Black box insurance

What are the benefits of black box insurance?

Black box insurance, otherwise known as telematics insurance, is a type of car insurance that monitors your driving habits and sets your premiums accordingly. Whilst this type of insurance often has a bad rep, it can actually be highly beneficial to you, especially if you’re a new driver and facing high insurance premiums.

At Adrian Flux, we want to make sure you have all the facts before deciding which type of insurance is best for you. In this blog, we’ll clear up the common misconceptions surrounding black box insurance and let you know why it might be a great option for you.

Rewards safe driving by cutting premiums

Our black box insurance scheme, FluxScore, could offer savings of up to 60% on your premiums if you drive safely. For young drivers in particular, savings of up to 60% are absolutely massive. Considering the average premium is around £1,800 for 17 to 19 year olds, you could see a saving of hundreds if not thousands of pounds.

Daily updates through the app

The FluxScore app is available for both Apple and Android phones and includes maps of your journeys that mark exactly where you made a mistake. This helps ensure you don’t make the same one again. With daily updates on how you’re doing, you can keep track of how much you’re projected to save, or find out where your driving needs to improve.

No curfews necessary

Whilst you might have seen black box insurance policies out there with plenty of hard and fast rules, there are some options out there that aren’t as invasive as you might think. For example, FluxScore doesn’t give you a curfew, meaning you can drive day or night without issues.

After all, we understand that you usually learn to drive for the freedom that comes with it. The last thing we want to do is take that away from you.

No installation necessary

Although a lot of telematics devices out there will make you wait around for a technician to arrive so they can install the box, ours can easily be installed by you. The device simply needs to be fitted to your windscreen, after which you can drive off whenever you want. That means no extra charges for installing the box.

Security features on par with modern cars

Whilst a lot of modern cars offer GPS tracking and an SOS button, FluxScore’s black box offers these same features too. This ensures that if you’re involved in an accident or you’ve had an emergency, the emergency services are alerted as soon as possible.

At the click of a button, you’ll be put through to one of our members of staff, who can talk to you directly and ensure you get the help you need.

We hope we’ve cleared up some misconceptions about black box insurance. To find out more about FluxScore, simply give Adrian Flux a call on 0800 085 6491.